PayGear members have the option of transaction billing or monthly billing. All vendor accounts by default will be on transaction billing. This only charges you when you make a sale, monthly billing charges you a flat monthly fee of $97 for unlimited transactions.
To list a product in PayGear you need to have a credit card listed or always carry a positive balance by prepaying your fees. If you prepay your PayGear fees you will receive a discount on fees and your card will never be charged. When you have a negative balance we will bill your card for the previous period. If you do not list your credit card and go into a negative balance your products will be disabled, so it is highly recommended to leave a credit card.
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